SageStream LLC is a real credit bureau, and you’ll never guess who owns it:
LexisNexis!
Whatever obscure or isinformation that is lurking on LexisNexis, you can expect to also appear on SageStream.
Who uses SageStream? Automobile lenders, utility companies, cell phone services, and some retail stores and credit card companies.
SageStream has its own credit scoring system. It doesn’t use FICO or Vantage scores. Their scores range from 001 to 999, which is different than all other scoring systems.
I’m guessing that since they couldn’t tap into the FICO secret, they decided to go way off the beaten path so no one would mistake their score for the real credit score.
Mortgage lenders do not use the SageStream score.
If you’re on a credit repair journey, you should order your SageStream report and clean it up just like the big three credit bureaus.
This information plus three other hidden credit reports you need to know about are in Book 2 that came out earlier this year: Repair Your Credit Like the Pros DEEPER DIVE. You can see it here.
To order your SageStream credit report:
SageStream LLC
PO Box 503793
San Diego, CA 92150
http://www.sagestreamllc.com
Order Deeper Dive here
WOW! Another break thru, never heard of this credit company till today, THANK YOU for sharing this, you are on the ball! for CHRISTMAS ordering a copy of your mortgage book for my son and his wife, YEP being a dad, hopefully this will go over with them.
Thank you, Andre! I appreciate your compliment and for sharing Get the Mortgage You Want Like the Pros as a Christmas gift for your son.
I was not aware of Sagestream until today when I got a denial letter from an auto dealership. According to their metrics, my score is 584 which is insane. My FICO score has been >800 for as long as I can remember. I had no clue this agency existed until today.
Not many people know about SageStream. And, it’s not the only “hidden” credit bureau. These other data collectors are explained in my new book, Repair Your Credit Like the Pros DEEPER DIVE.