I have created 30 new, totally unique letters for credit repair.
These letters are different than the letters in my book, Repair Your Credit Like the Pros. These letters are for pros who need to take credit repair to the next level.
Letters that are perceived as being from a packet of templates or from a commercial credit repair business can get flagged as “credit repair” and then the disputes are automatically rejected. The improperly named “609 Letters” are a perfect example. They are full of legalese and look like templates written by a professional, not a sincere letter from an individual who has errors on their credit report.
I have personally written each letter to accomplish 8 criteria:
- Sounds like it was written by an individual, not by a business.
- Wording must be something that a real person would say.
- Grammatical structure must not look like it was professionally written.
- Must have a non-business closing.
- Cannot have the appearance of a template letter.
- Voice of the letter must sound genuine and sincere.
- Must be short, one page. Representatives are under pressure to process many letters per hour and don’t want to read long letters. A letter that is too long is in danger of being quickly rejected.
- Cannot be part of any other template package.
Format
The letters are in .docx format so you can fill in your client’s name, address, and account #. Save a Master Copy and save another copy for each of your clients’ files, customized to the individual.
Contents
LETTER #1 CLEANING UP PERSONAL IDENTITY – personal and friendly.
LETTER #2 CLEANING UP PERSONAL IDENTITY – misspelled name.
LETTER #3 CLEANING UP PERSONAL IDENTITY – urgent.
LETTER #4 DELETE A DEROGATORY ACCOUNT – sincere with reason.
LETTER #5 DELETE A DEROGATORY ACCOUNT – research-based.
LETTER #6 DELETE A DEROGATORY ACCOUNT – after failed first attempt.
LETTER #7 DELETE A DEROGATORY ACCOUNT – to senior in U.S. after failed attempts.
LETTER #8 DELETE A FRAUD ACCOUNT (stolen identity).
LETTER #9 DELETE A PAID OFF COLLECTION..
LETTER #10 DELETE A DUPLICATE DEROGATORY ACCOUNT.
LETTER #11 DELETE A NEGATIVE ACCOUNT THAT WAS SOLD, CLOSED, OR IS OLD..
LETTER #12 DELETE A 90-DAY OR 60-DAY LATE PAYMENT.
LETTER #13 DELETE AN UNKNOWN ACCOUNT – short letter.
LETTER #14 DELETE AN ACCOUNT WITH A DATE VIOLATION – short letter.
LETTER #15 DELETE A COLLECTION WITH A PAST DUE DATE – short letter.
LETTER #16 DELETE AN ACCOUNT WITH AN INCORRECT DATE – short letter.
LETTER #17 DELETE ONE 30-DAY LATE in 2020-2021 – unfair late posting.
LETTER #18 DELETE LATE PAYMENTS in 2020-2021 – CARES ACT.
LETTER #19 WHEN A DELETED ACCOUNT IS RE-INSERTED – two reasons.
LETTER #20 WHEN A DELETED ACCOUNT IS RE-INSERTED – 5-day rule violated.
LETTER #21 WHEN A DELETED ACCOUNT IS RE-INSERTED – FCRA violation of inaccuracy.
LETTER #22 ANGRY DISPUTE OF INACCURACY.
LETTER #23 DISPUTE LETTER FOR A MILITARY VETERAN..
LETTER #24 REQUEST FOR DEBT VALIDATION – first request, simple.
LETTER #25 REQUEST FOR DEBT VALIDATION – disinformation.
LETTER #26 REQUEST FOR DEBT VALIDATION – repeat, more details.
LETTER #27 REQUEST FOR DEBT VALIDATION – final request.
LETTER #28 STOP PHONE CALLS – communicate by mail, financial hardship.
LETTER #29 LETTER EXPLAINING INABILITY TO PAY.
LETTER #30 LETTER TO REMOVE FALSE ACCOUNT.
You may use these letters for your clients in your credit repair business.
You may NOT RESELL the letters. You may NOT GIVE THE LETTERS to other people/businesses. I depend on sales of books and information products to make a modest living. (I am not wealthy or financially independent.)
If you have any questions, please email me and ask prior to ordering.
NO REFUNDS, because .docx cannot be unread and returned
Pricing
Only $6.50 per letter, and you can use it over and over again. Considering the typical credit repair business charges $99 per month and seasoned credit repair specialists charge $2,000 to $10,000 for consulting, $195 is a very fair price.
Getting faster results with a unique letter increases your profitability and reputation as a business owner. You might be able to deduct the cost on your business taxes (ask your CPA).
Pay with any major credit card through Paypal, the must trusted online payment processing system.
How to Purchase
1) Fill out the form below
2) You will be taken to PayPal to complete your payment
3) You will receive a mail with instruction to download the letters
For questions, please contact me here. You don’t need to be a licensed business to purchase.