Earlier today, I posted about many credit repair companies outsourcing their work — sending your credit information to third world companies to save themselves time and money. HOWEVER…
I want to make clear that NOT ALL credit repair companies do this. There are the good guys in the business who handle your credit file with full confidentiality and do all the work themselves.
One of the good, ethical credit repair companies is ASAP Credit Repair USA.
USA is right in their name, and they do all of your credit repair work themselves. No outsourcing.
Another thing I like about this company — and if you have read Repair Your Credit Like the Pros — then you know this is a sore point with me — is that they don’t charge you month-by-month and purposefully drag out your work for as long as they can in order to mazimize their profits. One flat fee is what I said I prefer in my book, and that is how they do business.
I just want to make it clear that even though MANY credit repair companies outsource their work, there are the truly good guys who don’t. There are situations in which you don’t have the time it takes to do your own credit repair work, and it makes sense to hire a professional. Just make sure you ask if they outsource and choose wisely.
