I am one of those rare authors who invite readers to send me a quick question–and I actually answer–which surprises some people.
Very recently, I have been getting emails asking about removing an address from the credit report. I’ll answer that in a moment, but first I’d like to share some encouraging words I have received.
James wrote: Carolyn, your book is simpler than others to understand.
S.R. wrote: Thank you for your books. Following them has kept my credit repair business going.
William wrote: I read the first 14 pages of Build and Protect Your Credit Like the Pros and realized that everything I thought I knew about credit was wrong.
Back to the questions about address removal.
If the address is one where you never lived or is a commercial address (not residential) or is your parents’ address, then send a letter stating that and demand the address deletion.
If the address is attached to accounts that you have open, do not send an address deletion request. That won’t happen.
If the address is attached to an old paid off collection — and both the address and the collection are erroneous or unverifiable, then you can request an investigation for deletion, per your legal right.
Remember, that Experian, Equifax, and TransUnion are not the only credit bureaus you need to see your credit report from now in 2025. You also need to get your report from the others that are listed with addresses in Book 2, Repair Your Credit Like the Pros DEEPER DIVE.
The top credit repair businesses order your reports from the three main bureaus/reporting agencies AND from the secondary agencies, because that is required for best success.
No matter what your credit looks like today, you can begin a new path now to create a credit report that you can be proud of. Hold your head high and do the work you need to do. As James said, my book is simpler than most — and it works!
