In case you need to speak with a representative at one of the big three credit bureaus, here are the phone numbers.

Experian 800-493-1058

TransUnion 1-800-680-7289 Get to a live person fastest: At prompt, press 4 then press 2.

Equifax 1-866-640-2273 Get to a live person fastest: At prompt, press 1; then wait.

Other Important Information

The big three credit bureaus are not the only ones collecting data. Others have entered the ring, and you need to order your credit reports from them now, too, so you can dispute false, outdated, incomplete, and/or unverified/unverifiable account information.

Did you know that Innovis is the 4th largest credit bureau? Mortgage giants Fannie Mae and Freddie Mac report to them.

Sage Stream is a credit bureau that is used by automobile lenders, credit card companies, utility companies and cell phone services.

Clarity Services specializes in predicting risk of lending to people without perfect credit.

LexisNexis is not a credit bureau, but they collect data and mortgage lenders often use them to discover something that may not be on a regular credit report. LexisNexis also communicates back and forth with Sage Stream.

All this and much more is in the brand new book, Repair Your Credit Like the Pros DEEPER DIVE, which you can see here.