Site icon Ask Carolyn Warren

If You Made Credit Mistakes or Have Regrets

Don’t live your life by looking back on all your mistakes and regrets. You have someplace great to go, and that road takes you forward!

Throw off your old view of yourself like you would throw off an old, tattered, dirty coat. Throw it off and into the incinerator. You don’t need that opinion of yourself anymore! You have a new identity, and it is beautiful and worthy of respect.

The problem with keeping your old coat is that you will see it every time you look in the mirror. You can only wear one coat at a time. Practice seeing yourself as an Overcomer, a person who can overcome mistakes of the past, and a person who can remove the false posts on your credit report. You have the right to a fair and accurate credit report.

Anything that is erroneous, unverified, or outdated must be removed.

If it takes some time to get your report polished up, do not be dismayed. That is normal. A bestselling author cannot write a book in a day, and it takes some time to restore credit. You are in the process now of creating that good report.

From today, forward you will act like a person with top-tier credit, because that is where you are headed. Take on the habits of a person with A+ credit and create a good record for yourself.

You are becoming better each day. Speak to that end, not to your mistakes. Your words are a powerful influencer for your behavior.

DECLARATION: Each day, I become wiser, stronger, and better.

SCRIPTURE: So let’s not get tired of doing what is good. At just the right time we will reap a harvest of blessing if we don’t give up. ~ Galatians 6:9 NLT

Taken from Chapter 10, Credit Repair MINDSET available here.

Exit mobile version